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Mike Berner

Mike Berner

Senior Analyst & Expert on Business Operations
MA
Introduction
About Me

Mike Berner brings to business.com over half a decade of experience as a finance expert, having previously served as an economic analyst for the U.S. Army Corps of Engineers. His expertise lies in conducting quantitative analysis and research, providing invaluable guidance for navigating the modern financial landscape.

Berner, who has a bachelor’s degree in economics and a bachelor of business administration in finance, enjoys simplifying complicated financial concepts for entrepreneurs and business owners. From deciphering the intricacies of business loans and accounting to identifying the best payroll systems and credit card processors, he offers comprehensive insights tailored to meet diverse business needs.

At business.com, Berner covers business plans, funding solutions, accounting software, the ins and outs of credit card processing and more.

Beyond dedicating himself to exploring and evaluating the latest financial solutions, Berner has also become adept at explaining how businesses can take advantage of artificial intelligence tools. His passion for sharing knowledge extends to various platforms, including Substack, TikTok and YouTube, where he imparts tips and strategies on topics like sales tactics, savvy investing and tax saving.

Experience
Staff Writer at business.com, a Centerfield company
May 2022 - Present
Economic Analyst at US Army Corps of Engineers
June 2016 - May 2022
Education
University of Massachusetts Amherst
BBA, BA
Finance, Economics
Awards and Honors
Economics Writing Award
Economics Department, UMass Amherst
April 01, 2015
Mike's Product and Service Reviews
Our team conducts an independent analysis of products and services that can help manage your business.
08.12.25
The Best Credit Card Processors for Restaurants in...
The best restaurant credit card processors include Square, Clover,...
04.28.26
The Best Accounting Software Choices for E-commerce...
Top accounting software for ecommerce like Xero and QuickBooks...
06.17.26
The Best Credit Card Processors of 2026: Pricing...
Top credit card processing companies include Stripe for...
06.23.26
Best Accounting Software Programs for 2026
QuickBooks, Xero and FreshBooks top the list for small business...
06.23.26
The Best Accounting Software for Restaurants
QuickBooks, Xero, and Zoho Books offer restaurant accounting...
06.29.26
The Best Business Loan and Financing Options of 2026
Biz2Credit, Fundbox, SBG Funding connect small businesses with...
Mike's Activity
North Payments Review - thumbnail
review
North Payments Review Review
North Payments offers fast approval and easy setup for high-risk businesses, with free equipment, next-day funding and a user-friendly portal.
Updated July 25, 2025
Use These Jedi Mind Tricks to Make Customers Spend More - thumbnail
article
Use These Jedi Mind Tricks to Make Customers Spend More
Want to increase your retail sales fast? Check out the psychological tricks proven to get customers spending more.
Updated November 19, 2024
What SMBs Need to Know When Choosing a Small Business Loan - thumbnail
article
What SMBs Need to Know When Choosing a Small Business Loan
Read what experts say about obtaining funding for a small business.
Updated January 03, 2024
NetSuite Accounting Software Review and Pricing - thumbnail
review
NetSuite Accounting Software Review and Pricing Review
Oracle NetSuite is a cloud ERP integrating finance, sales, supply chain, and HR tools. Pricing starts around $999 per month licensing plus $99 per user.
Updated September 24, 2025
Helcim Review and Pricing - thumbnail
review
Helcim Review and Pricing Review
Helcim offers transparent interchange-plus pricing, no monthly fees, free POS tools and strong support, making it a great all-in-one credit card platform.
Updated May 12, 2026
Clover Credit Card Processing Review and Pricing - thumbnail
review
Clover Credit Card Processing Review and Pricing Review
Clover offers robust credit card processing services, with various plans for its POS system. See our full review of features, pricing and limitations.
Updated June 17, 2026
Biz2Credit Review and Rates - thumbnail
review
Biz2Credit Review and Rates Review
Biz2Credit connects businesses to term loans up to $1 million and revenue financing to $2 million with 24-hour approvals and transparent, simple interest rates.
Updated July 17, 2025
SBG Funding Review 2026: $5M Loans, 24-Hour Funding, 85% Approval - thumbnail
review
SBG Funding Review 2026: $5M Loans, 24-Hour Funding, 85% Approval Review
SBG Funding offers fast funding and flexible terms on loans up to $5 million, earning a 9 out of 10 rating and our pick for best lender for flexible terms.
Updated September 12, 2025
Chase Payment Solutions Review - thumbnail
review
Chase Payment Solutions Review Review
Chase Payment Solutions offers same-day deposits, customer analytics, and HIPAA-compliant InstaMed platform for healthcare providers to process payments.
Updated August 12, 2025
Fora Financial Review - thumbnail
review
Fora Financial Review Review
Fora Financial offers short-term loans up to $1.5 million to SMBs that have been in business for as little as 6 months and drive $240,000 in annual revenue.
Updated March 10, 2026
It’s Fashionable to Skip the Business Plan — How Reckless Is That? - thumbnail
article
It’s Fashionable to Skip the Business Plan — How Reckless Is That?
More and more entrepreneurs are winging it. Are they setting themselves up for failure or smartly trusting their gut?
Updated October 03, 2023
Square Review and Pricing - thumbnail
review
Square Review and Pricing Review
Square is a top credit card processor with no fees, low rates and pay-as-you-go terms. Learn why Square is the best credit card processor for startups.
Updated August 15, 2025
How to Calculate Loan Payments - thumbnail
article
How to Calculate Loan Payments
When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.
Updated March 20, 2026
QuickBooks vs. Xero Comparison - thumbnail
article
QuickBooks vs. Xero Comparison
QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.
Updated April 28, 2026
Stax Payments Review and Pricing - thumbnail
review
Stax Payments Review and Pricing Review
Stax (formerly Fattmerchant) offers subscription-based merchant services with wholesale interchange pricing, 200+ integrations, and flexible POS hardware.
Updated October 14, 2025
Zoho Books Review and Pricing - thumbnail
review
Zoho Books Review and Pricing Review
Zoho Books is an accounting solution that uses automation to make managing business finances easier. Learn about Zoho's features, integrations and more.
Updated April 10, 2024
QuickBooks Online Review and Pricing - thumbnail
review
QuickBooks Online Review and Pricing Review
QuickBooks Online is our best pick for small businesses thanks to its easy setup, usability, effective features and strong list of third-party integrations.
Updated June 23, 2026
BusinessLoans.com Review - thumbnail
review
BusinessLoans.com Review Review
BusinessLoans.com is a lending marketplace that helps small businesses compare financing options from multiple lenders through a guided self-service application. Read our review to see if it's the right fit for your business.
Updated June 29, 2026
Stripe vs Stax Comparison - thumbnail
article
Stripe vs Stax Comparison
Stax charges flat subscriptions ($99-$199 monthly plus 8-15¢ per transaction) for high-volume businesses. Stripe charges 2.9% + 30¢, better for e-commerce.
Updated June 09, 2025
Xero Accounting Software Review and Pricing - thumbnail
review
Xero Accounting Software Review and Pricing Review
Xero accounting software offers unlimited users, 1,000+ integrations, and plans from $12-$65/month with user-friendly interfaces for growing businesses.
Updated May 05, 2025