Business Insurance

Business owners should ensure their employees understand the workers' compensation claims process. Learn what's entailed and how the claims process works.

Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works in various insurance types.

A 7702 plan, also called a Section 7702 plan, is a privately issued stand-alone life insurance policy. Learn how it differs from typical retirement plans.

Learn what a workers' comp ghost insurance policy is and how it can help your small business, if you meet the requirements.

If a third party gets hurt at your workplace, they can sue you. Here's how to protect your company.

Business interruption insurance policies can help when unforeseen events shut down operations. Learn how business interruption insurance works and what it covers.

Small business insurance costs depend on many factors; every policy serves a different risk-protection purpose. Learn about small business insurance costs.

If your business suffers a loss that’s covered by insurance, you’ll need to file an insurance claim. Here's how a claim works and how to file one.

A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.

Cyber insurance can help companies notify customers about data breaches involving their personal information and can protect from cyberattack damages.

Too much coverage wastes money, but too little can expose your company to claims and court awards. Here is how to calculate exactly what you need.

A cyber insurance risk assessment finds the systems and assets most at risk of cyberattack. Learn about cyber insurance and how risk assessments work.

Choosing insurance for your company or employees is important, and should not be done casually. Here’s what to consider when getting insurance.

This guide explains how workers' compensation exemptions work and to which employees these exemptions may apply.

Our team of experts has compared the best business insurance providers for 2024. See up-to-date comparisons and reviews for the top-rated services.

This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.

If your business has employees, nearly every state requires you to have workers' compensation insurance. Learn about what it covers and how much it costs.

A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.

Product liability insurance is needed for businesses that make, sell or distribute products. Learn about what it covers and how much it costs.

An insurance policy that service-related businesses need is professional liability insurance. Learn about what it covers and protects against.

A business owner's policy is a packaged insurance policy that includes general liability coverage and property insurance coverage. Learn more here.

Errors and omissions insurance guards your business against lawsuits brought by dissatisfied customers.

Here's a look at seven questions lenders ask small business borrowers and the reason for each one.

Workers' compensation rates are affected by several factors. Learn what workers' compensation covers, and how to calculate rates and meet requirements.

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and what it covers.

Commercial auto insurance is critical for businesses that operate vehicles and have employees driving for work purposes. Here is what you need to know.

If a property is at risk for loss or damage during construction, consider builder's risk insurance. Learn what builder's risk covers and who needs it.

Commercial property insurance covers the building and items that you own or lease against such perils as fire, explosions, theft, and vandalism.

What are your state's requirements for commercial auto insurance coverage? Learn what you and your business need to do to avoid penalties.

Fiduciary liability insurance protects a business from claims that a benefits plan was mismanaged. Learn what fiduciary liability insurance covers.