Business Insurance
Every business faces risk, but you can minimize the potential consequences by purchasing the right insurance policies. From general liability insurance to workers' compensation, our insurance guides explain coverage types, exclusions, rates and everything you need to know to protect your business.
A business needs specialty insurance for items not covered by ordinary homeowners or automobile insurance. Learn if your company needs more insurance.
Tail insurance is a policy endorsement that lets you file a claim after a policy's term ends. Learn how tail coverage can protect your business.
Our team of experts has compared the best business insurance providers for 2024. See up-to-date comparisons and reviews for the top-rated services.
Insurance endorsements are a way to broaden or narrow coverage on an existing insurance policy. Here's how insurance endorsements work for your business.
This guide explains how workers' compensation exemptions work and to which employees these exemptions may apply.
While standard business insurance policies protect your business, when extra coverage is needed, you'll obtain a rider. Learn how riders work.
Professional negligence is when an industry professional doesn't properly fulfill their duties, leading to damage or harm. Learn how to avoid lawsuits.
Make sure to take all the deductions possible for your business insurance expenses. Here is how to stop paying too much in taxes.
A workers' compensation settlement covers several costs incurred when an employee is injured. Learn about the workers' compensation settlement process.
A cyber insurance risk assessment finds the systems and assets most at risk of cyberattack. Learn about cyber insurance and how risk assessments work.
Your business needs intellectual property insurance if you hold patents or trademarks. Learn what intellectual property insurance covers.
Malpractice insurance can protect your business. Learn about malpractice insurance, who needs it, what types exist, how much it costs and how to get it.
You shouldn't cut corners when it comes to business insurance. Here are ways to reduce your insurance premiums without sacrificing coverage.
Commercial liability auto insurance covers the same types of liabilities as personal auto insurance, but the policy is for commercial vehicles.
Employment practices liability insurance protects your business from past or current employee lawsuits. Here’s how EPLI works.
Business owners should ensure their employees understand the workers' compensation claims process. Learn what's entailed and how the claims process works.
Subrogation lets an insurance company recover money for insurance claims from a third party. Learn how subrogation works in various insurance types.
A 7702 plan, also called a Section 7702 plan, is a privately issued stand-alone life insurance policy. Learn how it differs from typical retirement plans.
Learn what a workers' comp ghost insurance policy is and how it can help your small business, if you meet the requirements.
If a third party gets hurt at your workplace, they can sue you. Here's how to protect your company.
Business interruption insurance policies can help when unforeseen events shut down operations. Learn how business interruption insurance works and what it covers.
Small business insurance costs depend on many factors; every policy serves a different risk-protection purpose. Learn about small business insurance costs.
If your business suffers a loss that’s covered by insurance, you’ll need to file an insurance claim. Here's how a claim works and how to file one.
A commercial umbrella insurance policy can give your business more coverage for less money. Learn if you need umbrella insurance and how to shop for it.
Cyber insurance can help companies notify customers about data breaches involving their personal information and can protect from cyberattack damages.
Too much coverage wastes money, but too little can expose your company to claims and court awards. Here is how to calculate exactly what you need.
Choosing insurance for your company or employees is important, and should not be done casually. Here’s what to consider when getting insurance.
This guide to business insurance can help you understand the policies available to your small business and determine which policies are right for you.
If your business has employees, nearly every state requires you to have workers' compensation insurance. Learn about what it covers and how much it costs.
A hold harmless agreement releases a party from the consequences of another's actions. Learn how and when to use a hold harmless agreement in business.