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Financial Tools

There are plenty of financial tools and services that can improve the way you manage for business’s money. Whether it's accounting software, credit card processors or business loans, these finance products can provide you with the funds you need to run your business and the means to effectively manage them.

Latest: Advice, Tips and Resources

Best Pick
The Best Merchant Account Services
By Jennifer Dublino | January 08, 2025

See our expert and unbiased reviews of the top 10 merchant services. Compare 2025's top-ranked merchant account services for free at business.com.

credit card processor
Article
Stax vs. Square: Credit Card Processor Comparison
By Jennifer Dublino | January 07, 2025

Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Article
Supply Chain Finance or Invoice Factoring: Which Is Better for Managing Cash Flow?
By Sean Peek | January 07, 2025

How to assess if supply chain finance is right for your business or if invoice factoring would work better for your company’s needs?

Article
Square vs. PayPal
By Jennifer Dublino | January 06, 2025

Square and PayPal give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Article
How to Accept Credit Card Payments Using Your Phone
By Simone Johnson | January 03, 2025

Learn how to accept credit card payments from your smartphone or tablet.

Trinet logo
Review
TriNet Payroll Review and Pricing
By Jessica Elliott | January 02, 2025

TriNet ensures error-free payroll processing. Learn why we chose TriNet as the best payroll service with time tracking and scheduling tools.

Article
Find Out Which Credit Card Payment App for Android Works Best for You
By Adam Uzialko | December 19, 2024

If you have an Android phone, an Android credit card payment app can help you accept mobile payments. Find the best credit card payment apps for Android.

Article
PayPal Credit Card Processing: How to Accept Card Payments With PayPal
By Adam Uzialko | December 18, 2024

PayPal has affordable payment processing services and no long-term contracts. Learn how your company can accept credit and debit card payments with PayPal.

Article
Should You Accept Equity as Compensation?
By Sean Peek | December 17, 2024

Equity compensation is a strategy used to improve a business’s cash flow. Instead of a full salary, the employee is given a partial stake in the company.

Article
14 Accounting and Cash Flow Management Lessons From CEOs
By Catherine vanVonno | December 17, 2024

Learn the best practices for handling cash flow and other accounting issues. These useful tips and strategies will help you manage business finances.

Article
The 8 Cheapest Franchises to Buy in 2025
By Sean Peek | December 16, 2024

Franchises are a good way to own and run a business without having to determine what to sell or how to market it. Learn about low-cost opportunities.

Article
20 Tips to Avoid a Tax Audit of Your Small Business Return
By Andrew Martins | December 11, 2024

IRS audits are stressful and costly. Learn best practices and tips that will reduce your chances of getting audited by the IRS and help you stay compliant.

Article
Digital Payment Methods: Is Your Business Ready for Them?
By Sammi Caramela | December 06, 2024

As the world becomes more digital, consumers want payment options. Here are four digital payment methods your business can offer to process transactions.

Article
7 Medical Billing Tips for Small Practices
By Danielle Fallon-O’Leary | December 06, 2024

Streamline your medical billing process – and receive payment for your services faster – with these suggestions.

Article
A Guide to Payroll Forms
By Simone Johnson | December 05, 2024

Managing payroll forms is a necessary part of owning and running a business. Learn about the payroll tax and report forms business owners must understand.

Article
How Is a Cash Flow Statement Prepared?
By Simone Johnson | December 03, 2024

Find out what to include in a cash flow statement, as well as its limitations and how cash flow is calculated.

credit card processor
Article
Stripe vs Stax Comparison
By Mike Berner | November 27, 2024

Stripe and Stax are two popular credit card processors for small businesses. Here is how they compare.

Article
What Are Chargebacks, and How Can You Avoid Them?
By Skye Schooley | November 19, 2024

Chargebacks are issued by card issuers or banks at the request of customers. Learn what a chargeback is, how much it costs, and how you can prevent them.

North Payments logo
Review
North Payments Review
By Mike Berner | November 08, 2024

North American Bancard is a credit card processor with quick setup that serves high-risk businesses. Learn about its fast approval process and features.

Merchant One logo
Review
Merchant One Review and Pricing
By Mike Berner | November 08, 2024

Merchant One is a top credit card processor with an intuitive platform. Learn why Merchant One is the best credit card processor for flexible pricing.

Article
Credit Card Payment Processing Rules and Laws You Need to Know About
By Jennifer Dublino | November 05, 2024

Credit cards are a common way to make purchases, but businesses must abide by certain rules and regulations, including the PCI Data Security Standard.

Article
Understanding PayPal Credit Card Fees
By Adam Uzialko | November 04, 2024

PayPal is an excellent credit card processing option for small businesses. Learn all about PayPal's transparent pricing and credit card fees.

Square logo
Review
Square Review and Pricing
By Mike Berner | October 30, 2024

Square is a top credit card processor with no fees, low rates and pay-as-you-go terms. Learn why Square is the best credit card processor for startups.

Article
Everything to Know About Farm Equipment Loans
By Donna Fuscaldo | October 25, 2024

Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.

Clover logo
Review
Clover Credit Card Processing Review and Pricing
By Mike Berner | October 24, 2024

Clover provides POS software and hardware along with credit card processing services. Learn why Clover is our choice for the best POS credit card processor.

person handing someone a pile of cash
Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | October 23, 2024

Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.

Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | October 23, 2024

In order to pay your employees correctly each pay period, you need to know how to calculate gross and net pay. Learn how to ensure your payroll is precise.

Article
Business Debt: How Much Is Too Much to Carry?
By Jamie Johnson | October 23, 2024

To start your business, you’ll need money and sometimes borrowing funds is fine. Without proper management and care, though, debt can become problematic.

Article
What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | October 23, 2024

The State Unemployment Tax Act (SUTA) is a required payroll tax employers must pay. Learn what SUTA taxes are and how to understand, set up and pay them.

Woman paying at a restaurant
Best Pick
The Best Credit Card Processors for Restaurants in 2025
By Mike Berner | October 17, 2024