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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Business.com earns commissions from some listed providers. Editorial Guidelines.

Latest: Advice, Tips and Resources in Finance

Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | January 12, 2026
A personal guarantee may be necessary when securing financing. Here's what you should know.
Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | January 12, 2026
This guide will help you court business investors and land an investment deal that will be mutually beneficial and help you grow your business into a success.
Article
How to Do Payroll for a Small Business
By Matt D’Angelo | January 12, 2026
Filing payroll can be challenging. Make it easier by following these eight steps.
Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | January 12, 2026
A high-risk business loan is a financing alternative for businesses deemed too risky for conventional loans.
Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | January 09, 2026
Streamline payments and improve customer satisfaction with this quick, secure payment method.
accountant using a calculator
Article
Accounts Payable vs Accounts Receivable: What You Need to Know
By Jamie Johnson | January 09, 2026
Accounts receivable is the money your business brings in, while accounts payable is the money your business owes its suppliers and vendors.
Article
What Is a Credit Card Imprinter?
By Kimberlee Leonard | January 09, 2026
Credit card imprinters can work in a pinch, but modern payment processing options offer faster, safer solutions.
woman in a store with an open sign
Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026
Opening a retail store can require significant funding. Learn about your options.
Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | January 09, 2026
Digital wallets are quickly gaining in popularity. Learn the ins and outs of NFC payments to determine if your business should start accepting digital payments.
Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 09, 2026
Business loans and crowdfunding are two ways to get an influx of cash when you're getting a business off the ground.
Article
Restaurant Accounting: How It’s Different From Other Industries & Best Practices
By Dock David Treece | January 07, 2026
Restaurants have unique accounting needs and quirks. Here's a look at what sets restaurant accounting apart.
graphic of someone signing a paper
Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026
Hard money business loans offer quick access to capital and flexibility. Learn how securing this type of loan can impact your business.
Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026
There are some key steps you should take if your business needs an influx of cash and you can’t get a loan.
Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026
Learn the ramifications of defaulting on a loan and why you should be upfront with your lender about it.
Article
What Are Cash Advances and How Do They Work?
By Donna Fuscaldo | January 05, 2026
Learn when to consider a cash advance and when it’s a bad idea.
Article
Smarter Bookkeeping with AI-Powered Reconciliation
By Miranda Fraraccio | January 02, 2026
Manual bookkeeping is a hassle and leaves a lot of room for human error. Make your bank reconciliations simpler and more accurate with AI-powered automation features within QuickBooks.
Article
How to Get Paid as a Construction Contractor
By Karina Fabian | January 02, 2026
Learn what steps to take to ensure you receive your payments.
Article
POS Systems for Small Construction Businesses
By Donna Fuscaldo | January 02, 2026
Even if you prefer cash and checks, a POS system can be a valuable payment tool for a construction operation.
Article
POS Reports Your Retail Business Should Be Using
By Donna Fuscaldo | November 17, 2025
Point-of-sale systems and their reports offer ways to increase sales and streamline waste at your retail store.
wave financial logo
Review
Wave Financial Review
By Simone Johnson | October 30, 2025
Wave is an accounting software that offers a free option and useful payroll tools, making it a strong choice for small businesses on a budget.
Melio logo
Review
Melio Accounting Software
By Max Freedman | October 29, 2025
Our Melio accounting software review covers its affordable pricing and effective invoicing and bill pay tools.
Turbotax logo
Review
Intuit TurboTax Review
By Andrew Martins | October 29, 2025
Article
The Best Business Grants for Women in 2026
By Sammi Caramela | October 17, 2025
Business grants are often an excellent avenue for funding. Here are some of the best business grants for women.
colleagues talking in front of a laptop
Article
What Is an Audited Financial Statement?
By Sally Herigstad | October 09, 2025
When you need a loan for your business, potential lenders may ask to see your audited financial statement. Learn what this is and why lenders want to see it before they approve your business loan.
Oracle NetSuite logo
Review
NetSuite Accounting Software Review and Pricing
By Mike Berner | September 24, 2025
Oracle NetSuite is a cloud ERP integrating finance, sales, supply chain, and HR tools. Pricing starts around $999 per month licensing plus $99 per user.
Review
SBG Funding Review 2026: $5M Loans, 24-Hour Funding, 85% Approval
By Mike Berner | September 12, 2025
SBG Funding offers fast funding and flexible terms on loans up to $5 million, earning a 9 out of 10 rating and our pick for best lender for flexible terms.
Review
Chase Payment Solutions Review
By Mike Berner | August 12, 2025
Chase Payment Solutions offers same-day deposits, customer analytics, and HIPAA-compliant InstaMed platform for healthcare providers to process payments.
Fundbox logo
Review
Fundbox Business Loan Review and Rates
By Mike Berner | August 01, 2025
Fundbox offers business lines of credit up to $150,000 with 12-24 week terms, 4.66% starting rates, and tech features like cash flow insights and mobile app.
North Payments logo
Review
North Payments Review
By Mike Berner | July 25, 2025
North Payments offers fast approval and easy setup for high-risk businesses, with free equipment, next-day funding and a user-friendly portal.
Review
Biz2Credit Review and Rates
By Mike Berner | July 17, 2025
Biz2Credit connects businesses to term loans and revenue financing up to $2 million with 24-hour approvals. Learn more in this extensive Business.com review.