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Finance

Everything you need to know about how your business can achieve financial success.

Latest: Advice, Tips and Resources in Finance

Article
Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | January 11, 2024

As an SMB owner you’ll need quick access to funds. Here is how to maximize the benefits and reduce the risks of using your business credit card.

Article
How Is a Cash Flow Statement Prepared?
By Simone Johnson | January 05, 2024

Find out what to include in a cash flow statement, as well as its limitations and how cash flow is calculated.

Article
6 Elements of a Successful Financial Plan for a Small Business
By Jamie Johnson | January 05, 2024

Improve your chances of growth and success by covering these bases in your financial plan.

person handing someone a pile of cash
Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | January 05, 2024

Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.

Article
How to Create Payroll Journal Entries
By Max Freedman | January 05, 2024

Successful businesses must stay on top of their accounting. Learn how to use payroll journal entries to track wages and other financial data.

Article
Guide to Employee Bonuses
By David Gargaro | January 04, 2024

Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | January 03, 2024

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.

Article
What SMBs Need to Know When Choosing a Small Business Loan
By Mike Berner | January 03, 2024

Read what experts say about obtaining funding for a small business.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | January 03, 2024

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
Grants for Felons
By Sean Peek | January 03, 2024

The government and nonprofits provide funds for felons who want to start a business. Here is a list of options, from grants to crowdfunding to loans.

Article
How to Apply (and Get Approved) for a Business Loan
By Adam Uzialko | January 03, 2024

Applying for a business loan can seem like a daunting task, but following these steps can help you apply and get approved.

Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 03, 2024

When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.

Article
The Best Business Grants for Women
By Kiely Kuligowski | January 03, 2024

Women-run businesses make up nearly half of all businesses, yet they're far behind in business funding. Learn about grants for women entrepreneurs to help close the gap.

Article
How to Decide Which Type of Business Loan Is Right for You
By Donna Fuscaldo | January 03, 2024

Finding the right sources of funding for your business can be difficult. Learn how to choose the right one for you.

Article
How Much Do Payroll Services Cost?
By Sean Peek | January 03, 2024

If you plan to outsource payroll, CPAs and payroll services are good options. Here's a look at what CPAs and payroll services offer and how much they cost.

Trinet logo
Review
TriNet Review and Pricing
By Jessica Elliott | January 02, 2024

TriNet ensures error-free payroll processing. Learn why we chose TriNet as the best payroll service with time tracking and scheduling tools.

Article
Should You Use a Business Credit or Debit Card?
By Donna Fuscaldo | December 21, 2023

Discover which is best for your business – a business debit card or a credit card.

Article
How to Charge Interest and Late Fees on Unpaid Invoices
By Jennifer Dublino | December 21, 2023

When clients don't pay invoices, your business's cash flow is affected. Learn how and when to charge interest and late fees on invoices to recoup funds.

Article
Pros and Cons of Merchant Cash Advance Loans
By Max Freedman | December 12, 2023

Considering a merchant cash advance for your business? Before accepting one, learn the pros and cons.

Businesswoman looking at a line chart on a computer screen
Article
What Is a Profit and Loss Statement?
By Jamie Johnson | December 07, 2023

A profit and loss statement summarizes a business’s revenue and expenses. Learn how to use a profit and loss statement to understand your business better.

Article
What Is General Ledger Accounting?
By Jamie Johnson | November 30, 2023

Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.

Article
How to Choose a POS Cash Register
By Donna Fuscaldo | November 28, 2023

Choosing a processing system to handle payments is an important part of your business. But there is a register to fit every establishment’s needs.

Happy coworkers
Article
How to Save Thousands of Dollars With the Employee Retention Credit
By Lauren Kubiak | November 16, 2023

Under the legislation, eligible employers can claim a refundable tax credit that is equal to 70 percent of the qualified wages they pay employees.

Article
Venmo for Business: Is It Right for You?
By Jennifer Dublino | November 16, 2023

Venmo is known for peer-to-peer payments. But Venmo for Business makes payments easy for small businesses. Learn the pros and cons of Venmo for Business.

Article
What Are Merchant Cash Advances and Working ?
By Max Freedman | November 10, 2023

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Article
How a Cash Advance Works
By Donna Fuscaldo | November 10, 2023

Cash advances are short-term loans that don't need an application or credit check, but they aren't always a good option. Learn cash advance pros and cons.

Review
ZarMoney Review
By Mike Berner | November 08, 2023

ZarMoney is a standout accounting solution with simple pricing and robust integrations. Learn why it's the best accounting software for report generation.

Review
Truist Loan Review and Rates
By Mike Berner | November 08, 2023

Truist is a traditional bank lender resulting from the merger of SunTrust Bank and BB&T Bank in late 2019. The company provides a variety of small business financing options, including U.S. Small...

Review
Stripe Payment Processing Review and Pricing
By Lori Fairbanks | November 08, 2023

Stripe provides payment processing for online businesses in 25 countries. Its developer toolkit allows you to customize it for your website or mobile app, and it comes with more than 100 features,...

Review
SBG Funding Review
By Mike Berner | November 08, 2023

Smart Business Growth (SBG) Funding prides itself on helping small businesses by making the loan application process easier. From a quick application process and minimal paperwork to fast funding,...