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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

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Review
Toast POS Review and Pricing
By Skye Schooley | July 21, 2025

Toast is a top POS system with extensive restaurant features. Learn why Toast's online ordering functionality stands out in the restaurant POS system area.

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Review
Sage 50 Review and Pricing
By Mike Berner | July 18, 2025

Sage Business Cloud Accounting is a cloud-based accounting solution ideal for customizations. Learn how businesses can use Sage to customize integrations.

Review
Biz2Credit Review and Rates
By Mike Berner | July 17, 2025

Biz2Credit connects businesses to term loans up to $1 million and revenue financing to $2 million with 24-hour approvals and transparent, simple interest rates.

Article
What Are the Benefits of Using Direct Deposit? A Complete Guide
By Simone Johnson | July 16, 2025

Direct deposit can benefit small businesses when set up correctly. Learn all about direct deposit, including the pros, cons, tax laws and implementation.

Man using a calculator for finances
Article
How to Apply a Break-Even Analysis to Your Small Business
By Simone Johnson | July 16, 2025

A break-even analysis helps you identify how much your business must sell to recoup costs. Learn how to use it to make smart decisions for your business.

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Article
How to Save Thousands of Dollars With the Employee Retention Credit
By Lauren Kubiak | July 11, 2025

Under the legislation, eligible employers can claim a refundable tax credit that is equal to 70 percent of the qualified wages they pay employees.

Article
What Is a Credit Card Imprinter?
By Kimberlee Leonard | July 03, 2025

A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.

Article
Capital vs. Operating Grants: Which Does Your Business Need?
By Donna Fuscaldo | July 01, 2025

Capital and operating grants are two different ways to fund your business. Here's what you need to know before applying for a business grant.

Article
Restaurant Accounting: How It’s Different From Other Industries & Best Practices
By Dock David Treece | June 30, 2025

Restaurant accounting has specific needs and features. Here's a look at restaurant accounting methods and expenses, how tips factor in, and more.

Accountant using a calculator
Article
QuickBooks vs. Xero Comparison
By Mike Berner | June 27, 2025

QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.

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Article
FreshBooks vs. QuickBooks Comparison
By Mike Berner | June 27, 2025

FreshBooks and QuickBooks are two of the best accounting software programs for small businesses. Here’s how they compare.

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Review
QuickBooks Online Review and Pricing
By Mike Berner | June 27, 2025

QuickBooks Online is an excellent small business accounting package. Learn about QuickBooks Online's features, like automation, security and integrations.

Article
QuickBooks Desktop vs. Online: Which Should You Use?
By Mark Fairlie | June 27, 2025

Should you use the desktop application or web browser version of QuickBooks? Here are some important updates about this software program.

Review
Plooto Review
By Mike Berner | June 26, 2025

Plooto excels in payment automation with a 150,000-vendor network, but lacks full accounting features, a mobile app, and has limited integrations.

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Review
BusinessLoans.com Review
By Mike Berner | June 26, 2025

BusinessLoans.com is a marketplace, not a lender, offering loans from $10K to $3M. Rates start at 9%, but funding can be slower than competitors.

Review
Wix Review
By Elizabeth Crumbly | June 26, 2025

Wix provides 900+ templates, AI website building tools, and drag-and-drop design for small businesses, portfolios, and online stores starting at $17/month.

Article
5 FreshBooks Alternatives
By Amanda Hoffman | June 24, 2025

While FreshBooks is popular accounting software, others might work better for your company. Learn about some alternatives.

Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | June 23, 2025

When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.

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Review
Helcim Review and Pricing
By Mike Berner | June 18, 2025

Helcim offers transparent interchange-plus pricing, no monthly fees, free POS tools and strong support, making it a great all-in-one credit card platform.

Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | June 13, 2025

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

accountant using a calculator
Article
Accounts Payable vs Accounts Receivable: What You Need to Know
By Jamie Johnson | June 11, 2025

Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.

Article
Time to Ditch Cash? Why Credit Cards Only Might Make Sense at Your Restaurant
By Jennifer Dublino | June 10, 2025

Accepting only credit cards can boost restaurant efficiency, reduce theft and speed up service — but it may alienate cash-preferring customers.

Article
What Are Chargebacks, and How Can You Avoid Them?
By Skye Schooley | June 10, 2025

Reduce chargebacks through clear return policies, detailed receipts, prompt customer service and thorough documentation for all transactions.

credit card processor
Article
Stax vs. Square: Credit Card Processor Comparison
By Jennifer Dublino | June 10, 2025

Stax and Square give merchants an easy and convenient way to accept credit cards. Learn how their features, plans, pricing and integrations compare.

Article
A Guide to Restaurant Payment Processing
By Jennifer Dublino | June 10, 2025

Restaurants benefit from using payment processors that offer POS integration, fraud protection, flexible terms and support for mobile and online payments.

Article
Stripe vs. Square Credit Card Processing Comparison
By Jennifer Dublino | June 10, 2025

Stripe is ideal for online businesses needing customization, while Square suits in-person sellers with free POS tools, transparent pricing and fast setup.

Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | June 10, 2025

High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.

Payment processor
Article
Payment Gateway vs. Payment Processor: Key Differences Explained
By Jennifer Dublino | June 10, 2025

A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

Article
The Best PayPal Alternatives
By Anna Baluch | June 10, 2025

Top PayPal alternatives include Stripe for e-commerce, Square for POS, Authorize.Net for multi-channel payments, Shopify Payments, and Braintree by PayPal.

Review
Stripe Payment Processing Review and Pricing
By Lori Fairbanks | June 10, 2025

Stripe charges 2.9% plus 30¢ for online payments and 2.7% plus 5¢ in-person, with no monthly fees or contracts. Supports 135+ currencies and extensive APIs.