Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
Bookkeeper vs. Accountant: What the Differences Are & Why You Need Both
By Dachondra Cason | September 08, 2025

Understanding the distinction between accountants and bookkeepers can save your business a lot of money.

Article
Credit Card Payment Processing Rules and Laws You Need to Know About
By Jennifer Dublino | September 02, 2025

Credit card processing laws ensure secure payments by requiring PCI compliance, fraud prevention, and adherence to federal and state regulations.

person doing taxes
Article
Why Small Business Owners Should Think About Taxes Year-Round
By Sean Peek | September 02, 2025

Learn how to tackle taxes more effectively and get bigger deductions by folding tax plans into your overall business strategy.

Article
Is It Time to Hire a CPA?
By Max Freedman | August 29, 2025

CPAs cost $150-450 per hour and should be hired at business startup if affordable. They stay current on tax laws and make fewer errors than doing it yourself.

Article
How to Accept Credit Card Payments for Small Businesses
By Adam Uzialko | August 27, 2025

Accepting credit cards requires a payment processor like Square or Stripe, a merchant account, and hardware like POS terminals. Fees range from 1.5% to 4%.

Review
OnPay Software Review and Pricing
By Jessica Elliott | August 18, 2025

OnPay’s user-friendly payroll tools and excellent customer support make it the best payroll service for small businesses. Explore features and pricing.

ADP logo
Review
ADP Payroll Review and Pricing
By Jessica Elliott | August 15, 2025

ADP’s scalable plans and advanced payroll features make it the best payroll solution for growing businesses. Explore pricing, features and more.

Square logo
Review
Square Review and Pricing
By Mike Berner | August 15, 2025

Square is a top credit card processor with no fees, low rates and pay-as-you-go terms. Learn why Square is the best credit card processor for startups.

Article
How to Charge Late Fees and Interest on Unpaid Invoices
By Jennifer Dublino | August 14, 2025

Learn about late payment charges, late charge fee policies and maximum allowable invoice late fees by state, including legal limits and best practices.

Review
ZarMoney Accounting Software Review: Pricing and Features
By Mike Berner | August 12, 2025

ZarMoney is a standout accounting solution with simple pricing and robust integrations. Learn why it's the best accounting software for report generation.

Review
Chase Payment Solutions Review
By Mike Berner | August 12, 2025

Chase Payment Solutions offers same-day deposits, customer analytics, and HIPAA-compliant InstaMed platform for healthcare providers to process payments.

Article
18 Small Business Grants for Minorities
By Adam Uzialko | August 11, 2025

Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.

accountant using a calculator
Article
10 QuickBooks Alternatives to Consider
By Jamie Johnson | August 07, 2025

Here are 10 alternatives to QuickBooks that could be better for your business.

Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | August 01, 2025

Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.

Review
Fundbox Business Loan Review and Rates
By Mike Berner | August 01, 2025

Fundbox offers business lines of credit up to $150,000 with 12-24 week terms, 4.66% starting rates, and tech features like cash flow insights and mobile app.

Lightspeed logo
Review
Lightspeed POS Review and Pricing
By Skye Schooley | July 31, 2025

Lightspeed is a top POS system for retail businesses. Learn about its feature-rich software and advanced e-commerce, reporting and management tools.

Article
Types of Fast Business Loans
By Max Freedman | July 30, 2025

Find out which fast lending methods you can choose from when you need a business loan and what you need in order to apply.

Article
What Is a Hard Money Loan?
By Simone Johnson | July 30, 2025

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.

Article
Hidden Gotchas in Your Business Loan Repayment Terms
By Adam Uzialko | July 28, 2025

There's more to a loan than paying your monthly installment. Look for these hidden terms and fees a lender might include in a loan agreement.

Article
Is a Line of Credit or a Term Loan Better For Your Business?
By Donna Fuscaldo | July 28, 2025

You need to know which type of loan is best for your small business's situation. Learn the difference between term loans and lines of credit.

North Payments logo
Review
North Payments Review
By Mike Berner | July 25, 2025

North Payments offers fast approval and easy setup for high-risk businesses, with free equipment, next-day funding and a user-friendly portal.

Article
Nonprofit Accounting: A Complete Guide to Accounting for Nonprofits
By Katharine Paljug | July 25, 2025

Nonprofit organizations have specific accounting regulations and requirements. Learn what nonprofits need to know about accounting.

Article
How Business Debt Consolidation Works
By Julie Thompson | July 22, 2025

Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.

Toast logo
Review
Toast POS Review and Pricing
By Skye Schooley | July 21, 2025

Toast is a top POS system with extensive restaurant features. Learn why Toast's online ordering functionality stands out in the restaurant POS system area.

Sage 50 logo
Review
Sage 50 Review and Pricing
By Mike Berner | July 18, 2025

Sage Business Cloud Accounting is a cloud-based accounting solution ideal for customizations. Learn how businesses can use Sage to customize integrations.

Review
Biz2Credit Review and Rates
By Mike Berner | July 17, 2025

Biz2Credit connects businesses to term loans up to $1 million and revenue financing to $2 million with 24-hour approvals and transparent, simple interest rates.

Article
What Are the Benefits of Using Direct Deposit? A Complete Guide
By Simone Johnson | July 16, 2025

Direct deposit can benefit small businesses when set up correctly. Learn all about direct deposit, including the pros, cons, tax laws and implementation.

Man using a calculator for finances
Article
How to Apply a Break-Even Analysis to Your Small Business
By Simone Johnson | July 16, 2025

A break-even analysis helps you identify how much your business must sell to recoup costs. Learn how to use it to make smart decisions for your business.

Happy coworkers
Article
How to Save Thousands of Dollars With the Employee Retention Credit
By Lauren Kubiak | July 11, 2025

Under the legislation, eligible employers can claim a refundable tax credit that is equal to 70 percent of the qualified wages they pay employees.

Article
What Is a Credit Card Imprinter?
By Kimberlee Leonard | July 03, 2025

A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.