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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
PayPal Credit Card Processing: How to Accept Card Payments With PayPal
By Adam Uzialko | June 09, 2025

To accept credit cards with PayPal, set up a business account, connect to PayPal’s payment gateway, and use PayPal Zettle for in-person or online payments.

Square POS device
Article
Merchant One vs. Square Comparison
By Jennifer Dublino | June 09, 2025

Merchant One offers low fees and 24/7 support for established businesses. Square has no monthly fee and easy setup, making it ideal for startups and retailers.

Article
There’s a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | June 09, 2025

Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and customer dissatisfaction.

Article
11 Ways to Help Protect Your Company (and Customers) When You Take Payments Online
By Jennifer Dublino | June 09, 2025

Small businesses must prioritize two-factor authentication, secure platforms and employee training to protect online payments and reduce cybersecurity risks.

Article
The Best Way to Take Payments With Your iPhone
By Jennifer Dublino | June 09, 2025

Mobile businesses can accept payments using an iPhone with a compatible card reader and app. Top processors like Clover and Square facilitate iPhone payments.

Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | June 09, 2025

Credit card receivables financing lets businesses access funds based on future credit card sales, with fast approval and flexible repayments tied to revenue.

Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | June 09, 2025

Mobile SMS payments let businesses send invoices and accept secure payments via text, integrating with POS and CRM systems for fast, contactless transactions.

Article
Spend Wisely: How to Get the Most Out of Your Business Credit Cards
By Jennifer Dublino | June 09, 2025

Business credit cards help manage cash flow, build credit and offer rewards. Use them wisely by paying balances in full and monitoring employee spending.

Merchant One logo
Review
Merchant One Review and Pricing
By Mike Berner | June 09, 2025

Merchant One offers custom pricing, strong customer service and integrations. It lacks proprietary hardware and a mobile app and requires a three-year contract.

Article
Find Out Which Credit Card Payment App for Android Works Best for You
By Adam Uzialko | June 09, 2025

Mobile credit card payment processing apps for Android include PayPal, Square, SumUp, QuickBooks and Shopify, offering varied fees, hardware and features.

Article
Why Small Businesses Need Online Payment Apps
By Donna Fuscaldo | June 09, 2025

Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.

Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | June 09, 2025

NFC mobile payments, including Apple Pay and Google Pay, are becoming mainstream due to their convenience, security and support for contactless transactions.

Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | June 09, 2025

PayPal and merchant accounts offer different ways to accept payments. PayPal is fast and simple, while merchant accounts provide lower fees and more control.

Article
7 Things Most Small Businesses Don’t Know About Credit Card Payment Processing
By Jennifer Dublino | June 09, 2025

Small businesses need to understand how to lower credit card processing fees, secure better terms, prevent fraud and avoid hidden costs with payment processing.

Article
Digital Payment Guide: Best Payment Methods & Why to Accept Them
By Sammi Caramela | June 09, 2025

Contactless, mobile wallets, peer-to-peer payments and crypto are shaping digital payments. Businesses must adapt to appeal to consumers' preferred methods.

Article
10 Tips for Choosing a Credit Card Processor for Your Construction Company
By Lori Fairbanks | June 09, 2025

Construction firms should choose ISO/MSP processors for large, varied payments and mobile POS systems to accept credit cards in the field and online.

Article
Square vs. PayPal
By Jennifer Dublino | June 09, 2025

Square is a better value for high-volume businesses with lower online fees and robust POS tools. PayPal suits low-volume merchants needing flexible options.

Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | June 02, 2025

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Article
What Is the Triple Bottom Line?
By Paula Fernandes | June 02, 2025

The triple bottom line measures success by profit, people and planet, encouraging companies to balance financial goals with social and environmental impact.

Article
How to Do Payroll for a Small Business
By Matt D’Angelo | May 30, 2025

Learn how to run payroll for your small business's employees.

Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | May 23, 2025

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | May 22, 2025

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

Article
11 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | May 22, 2025

Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.

Article
Financing Your Retail Store
By Julie Thompson | May 21, 2025

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
How to Know an Investor Is Offering You a Good Deal
By Adam Uzialko | May 20, 2025

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

Article
How to Calculate Loan Payments
By Mike Berner | May 20, 2025

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
Everything You Need to Know About the Statement of Shareholders’ Equity
By Donna Fuscaldo | May 19, 2025

A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.

Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | May 16, 2025

No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.

Quickbooks logo
Review
QuickBooks Payroll Review and Pricing
By Jessica Elliott | May 16, 2025

Pay employees and contractors with Intuit QuickBooks Payroll. See why this is the best payroll solution for businesses seeking an accounting integration.

Article
How to Calculate Night Shift Differential Pay
By Max Freedman | May 13, 2025

Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.