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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
What Is GAAP? A Guide to Generally Accepted Accounting Principles
By Jamie Johnson | January 12, 2026

GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | January 12, 2026

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
Credit Card Processing in High-Risk Industries
By Dachondra Cason | January 12, 2026

High-risk merchant accounts face higher fees, rolling reserves, and stricter terms but can access international markets and find processors like PayKings.

accountant using a calculator
Article
How to Process Accounts Receivable: A Step-by-Step Guide
By Jamie Johnson | January 12, 2026

Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.

Article
How to Do Payroll for a Small Business
By Matt D’Angelo | January 12, 2026

Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.

Article
How to Calculate Loan Payments
By Mike Berner | January 09, 2026

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | January 09, 2026

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | January 09, 2026

NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.

Article
Why Small Businesses Need Online Payment Apps
By Donna Fuscaldo | January 09, 2026

Accepting online payment apps like Apple Pay and Google Pay can boost sales and offer convenience, though they have higher fees and security risks.

Article
11 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | January 09, 2026

Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.

Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | January 09, 2026

Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.

Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | January 09, 2026

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | January 09, 2026

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Article
Financing Your Retail Store
By Julie Thompson | January 09, 2026

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
7 Things to Know About Small Business Credit Card Payment Processing
By Jennifer Dublino | January 09, 2026

Credit card processing fees range 1.7-2.05% in-person and 2.25-3.25% online. PCI non-compliance costs $10-100/month; security breach audits average $36,000.

Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | January 09, 2026

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

Article
Business Loan vs. Crowdfunding: Which Is Best for You?
By Julie Thompson | January 09, 2026

When your small business needs a funding source, you may consider a loan or try crowdfunding. Learn how to choose the right option for your business.

accountant using a calculator
Article
Accounts Payable vs Accounts Receivable: What You Need to Know
By Jamie Johnson | January 09, 2026

Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.

Article
What Is a Credit Card Imprinter?
By Kimberlee Leonard | January 09, 2026

A credit card imprinter is a physical device that makes an imprint of a credit card onto a carbon copy sales slip to process and track payments manually.

person using a calculator to do accounting
Review
Quicken Review and Pricing 2026
By Adam Uzialko | January 09, 2026

Quicken accounting software is competitively priced and offers strong payments and invoicing features for small businesses, though customer service is limited.

Article
5 FreshBooks Alternatives
By Amanda Hoffman | January 09, 2026

While FreshBooks is popular accounting software, others might work better for your company. Learn about some alternatives.

Article
Is a Line of Credit or a Term Loan Better For Your Business?
By Donna Fuscaldo | January 07, 2026

You need to know which type of loan is best for your small business's situation. Learn the difference between term loans and lines of credit.

Article
Restaurant Accounting: How It’s Different From Other Industries & Best Practices
By Dock David Treece | January 07, 2026

Restaurant accounting has specific needs and features. Here's a look at restaurant accounting methods and expenses, how tips factor in, and more.

Article
Medical Billing Process Step by Step
By Natalie Hamingson | January 07, 2026

The medical billing process can be complicated. Follow this step-by-step process to ensure you do it correctly.

Article
What Are the Benefits of Using Direct Deposit? A Complete Guide
By Simone Johnson | January 07, 2026

Direct deposit can benefit small businesses when set up correctly. Learn all about direct deposit, including the pros, cons, tax laws and implementation.

Article
18 Small Business Grants for Minorities
By Adam Uzialko | January 07, 2026

Business grants help provide free funding to minority business owners. Check out the most updated list of minority business and how to apply.

accountant using a calculator
Article
10 QuickBooks Alternatives to Consider
By Jamie Johnson | January 07, 2026

Here are 10 alternatives to QuickBooks that could be better for your business.

Article
What Is a Hard Money Loan?
By Simone Johnson | January 07, 2026

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.

Article
What to Do If You Can’t Get a Business Loan
By Donna Fuscaldo | January 06, 2026

Here's what to do if you can't get a business loan, and why being turned away isn't the end of the world.

Article
What It Means to Default on a Business Loan and What to Do Next
By Kiely Kuligowski | January 06, 2026

Learn what it means to default on a business loan and what options you have available if this happens to you.