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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
How to Improve Your Accounting Skills
By Jennifer Dublino | March 07, 2025

Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.

Article
Debt vs. Equity Financing
By Max Freedman | March 05, 2025

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Clover logo
Review
Clover POS System Review and Pricing
By Jamie Johnson | March 05, 2025

Clover is an all-in-one POS system for restaurants, retail stores and service-based businesses. Learn more about Clover and how it works.

Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | March 03, 2025

Find out the definitions and see examples of fixed, variable and mixed expenses. Read on to learn how to save on these costs.

Article
The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | March 03, 2025

Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.

Article
What Is an Audited Financial Statement?
By Sally Herigstad | February 27, 2025

Learn what an audited financial statement is, why your business might need one, and how unaudited accounting reports differ.

Article
1099-MISC vs. 1099-NEC Tax Form Guide
By Julie Thompson | February 26, 2025

How do 1099-MISC and 1099-NEC tax forms differ? Learn the differences between 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | February 25, 2025

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.

Article
PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | February 24, 2025

You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.

Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | February 19, 2025

These are the most important steps you can take to prevent payroll discrepancies and, if they do occur, how to fix them.

Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | February 12, 2025

Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.

Article
How to Get Your Business Loan Application Approved
By Donna Fuscaldo | February 10, 2025

For the best chances of getting your business loan application approved, follow these steps: 1. Research lenders to discover the best ones for your business.

Article
4 Simple Steps to Valuing Your Small Business
By Russell Smith | February 10, 2025

Calculating your business's value accurately is crucial if you want to sell it or seek investors. Learn four steps for calculating your business valuation.

Article
What Is General Ledger Accounting?
By Jamie Johnson | February 04, 2025

Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.

Article
Overhead Cost and How to Calculate It
By Dock David Treece | February 04, 2025

Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.

Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 30, 2025

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Article
How Much Do Payroll Services Cost?
By Sean Peek | January 30, 2025

If you plan to outsource payroll, CPAs and payroll services are good options. Here's a look at what CPAs and payroll services offer and how much they cost.

Article
Guide to Employee Bonuses
By David Gargaro | January 29, 2025

Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.

Article
How to File Employee Payroll Taxes
By David Gargaro | January 28, 2025

This guide to filing payroll taxes can help any business with employees manage their payroll and meet their tax obligations.

Article
Using Form 941 to Pay Quarterly Payroll Taxes
By David Gargaro | January 23, 2025

Businesses must file Form 941 quarterly to report the total taxes withheld from employees' paychecks. Here's everything you need to know about Form 941.

Article
Cash Register Buying Guide: POS vs. Cash Registers vs. Tablet mPOS
By Jennifer Dublino | January 23, 2025

Your brick-and-mortar business must provide quick, seamless customer checkout options. Learn if cash registers or POS systems are right for your business.

Article
How to Plan for Hourly Employees in Your Budget
By Julie Thompson | January 23, 2025

Many businesses hire hourly employees with varying hours. Learn how to determine and calculate the average cost of an hourly employee to your business.

Article
How to Conduct a Payroll Audit
By Max Freedman | January 21, 2025

Payroll audits can be beneficial to your business. Learn how to conduct one with this step-by-step guide and get software recommendations.

Article
Importance of a Strong Finance Team for Accounting and Seeking Capital
By Jennifer Dublino | January 17, 2025

To achieve financial goals you might need a top-notch finance department. Learn how your company can become more competitive.

Article
How to Choose Accounting Software
By Jamie Johnson | January 16, 2025

The best accounting software makes it easy for a business to track expenses, send invoices and collaborate with their accountant. Here’s what to consider.

Article
The Complete Guide to Accounts Payable Reporting
By Jamie Johnson | January 15, 2025

An accounts payable reporting process ensures accurate financial data and on-time bill payments. Learn about accounts payable reporting and report types.

Article
Assets in Business Accounting: Types & Determining Value
By Sean Peek | January 15, 2025

Assets refer to resources that can be converted into cash. Learn how assets work, the various types of assets, how to determine an asset's value and more.

Article
What Is an Accounts Payable Process?
By Jamie Johnson | January 15, 2025

An efficient accounts payable process ensures that your vendors are paid on time and reduces the likelihood of human error. Learn how to set up an AP process.

Article
Make More Sales With More E-commerce Payment Options
By Danielle Fallon-O’Leary | January 15, 2025

Completing a payment should be the easiest part of your customer's journey. Try to make it as fast and straightforward as possible for them.

person opening a paycheck
Article
What Is a Discretionary Bonus?
By David Gargaro | January 14, 2025

A nuanced understanding is crucial when offering compensation beyond employees' agreed-upon salary or wages.