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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
How to Accept Credit Card Payments Using Your Phone
By Simone Johnson | June 09, 2025

Accept credit cards on your phone using mobile readers and apps from Square, PayPal, or Chase. Download the app, connect a reader and start processing payments.

Article
Square vs. PayPal
By Jennifer Dublino | June 09, 2025

Square suits high-volume businesses with lower online fees and robust POS tools at 2.6% + $0.10. PayPal works for low-volume merchants needing flexibility.

Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | June 09, 2025

NFC mobile payments use Apple Pay and Google Pay through contactless card readers. By 2026, 60% of people globally will use digital wallets for purchases.

credit card processor
Article
Stripe vs Stax Comparison
By Mike Berner | June 09, 2025

Stax charges flat subscriptions ($99-$199 monthly plus 8-15¢ per transaction) for high-volume businesses. Stripe charges 2.9% + 30¢, better for e-commerce.

Square POS device
Article
Merchant One vs. Square Comparison
By Jennifer Dublino | June 09, 2025

Merchant One charges interchange-plus pricing with $13.95 monthly fees and 24/7 support. Square offers flat 2.6% + 10¢ rates with no monthly fee on basic plans.

Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | June 09, 2025

Text-to-Pay lets customers pay bills via SMS by clicking secure payment links. Requires PCI-compliant processing, TCPA compliance, and customer opt-in consent.

Article
Digital Payment Guide: Best Payment Methods & Why to Accept Them
By Sammi Caramela | June 09, 2025

Businesses should accept contactless payments, mobile wallets like Apple Pay and Google Pay, peer-to-peer payments like Venmo and cryptocurrency to meet demand.

National Processing logo
Review
National Processing Review
By Jennifer Dublino | June 09, 2025

National Processing offers interchange-plus pricing with locked-in low rates and works with new and high-risk businesses. Free SwipeSimple virtual terminal.

Merchant One logo
Review
Merchant One Review and Pricing
By Mike Berner | June 09, 2025

MerchantOne offers custom interchange-plus pricing, 98% approval rate, Clover POS integration, and 175+ shopping cart connections for all business sizes.

Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | June 09, 2025

PayPal functions as a digital wallet with higher transaction fees than merchant accounts but offers simpler setup with no monthly fees for basic accounts.

Article
The Best Way to Take Payments With Your iPhone
By Jennifer Dublino | June 09, 2025

You can accept iPhone payments with credit card readers from processing companies like Clover Go, Square Reader, PayPal Zettle, Helcim, Payanywhere, or SumUp.

person paying by credit card
Article
11 Ways to Help Protect Your Company (and Customers) When You Take Payments Online
By Jennifer Dublino | June 09, 2025

Secure online payments with 2FA, SSL certificates, PCI DSS compliance, cyber insurance, and secure platforms like BigCommerce, Shopify, and WooCommerce.

Article
Things to Consider Before Presenting Your Idea to Investors
By Jennifer Dublino | June 02, 2025

Investor presentations require careful planning and organization. Learn what to consider before presenting an idea to investors and signs you're not ready.

Article
What Is the Triple Bottom Line?
By Paula Fernandes | June 02, 2025

Triple bottom line measures success via people, profit, and planet. John Elkington coined the term in the mid-1990s. Examples include Patagonia and DHL.

Article
How to Do Payroll for a Small Business
By Matt D’Angelo | May 30, 2025

Payroll processing requires an EIN, pay schedule, gross pay calculation, deduction management, and tax withholding. Follow these steps to run payroll.

Article
Do You Understand the Fine Print of Your Loan Agreement?
By Siri Hedreen | May 23, 2025

Important information is tucked away in the fine print of a loan agreement. Learn what to look for and what you're agreeing to before you sign it.

Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | May 22, 2025

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

Article
11 Accounting Mistakes That Cost Small Businesses Significant Growth
By Jamie Johnson | May 22, 2025

Minor small business accounting errors can have a significant effect on your business's finances. Learn the most common accounting mistakes to avoid.

Article
Financing Your Retail Store
By Julie Thompson | May 21, 2025

Most entrepreneurs turn to small business loans when seeking startup cash, but there are other ways to raise working capital for a store. Learn more here.

Article
How to Calculate Loan Payments
By Mike Berner | May 20, 2025

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
How to Know When an Investor Is Offering You a Good Deal
By Adam Uzialko | May 20, 2025

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

Article
Everything You Need to Know About the Statement of Shareholders’ Equity
By Donna Fuscaldo | May 19, 2025

A statement of shareholder equity can tell you if your business is doing well or if it's time to fine-tune some of your activities.

Article
What Do Tax Professionals Cost and How Can They Help Your Business?
By Sally Herigstad | May 16, 2025

No matter what type of taxes you need help preparing, it's crucial to choose the right business tax consultant – and one whose prices fit into your budget.

Quickbooks logo
Review
QuickBooks Payroll Review and Pricing
By Jessica Elliott | May 16, 2025

Pay employees and contractors with Intuit QuickBooks Payroll. See why this is the best payroll solution for businesses seeking an accounting integration.

Article
How to Calculate Night Shift Differential Pay
By Max Freedman | May 13, 2025

Night shift differential pay applies to employees who don't typically work night shifts. Learn how to calculate and apply night shift differential pay.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | May 09, 2025

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.

Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Julie Thompson | May 08, 2025

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

Article
How to Create and Send Invoices With PayPal
By Jennifer Dublino | May 08, 2025

Want to send a professional invoice via PayPal? Follow this guide to learn how.

Review
Xero Accounting Software Review and Pricing
By Mike Berner | May 05, 2025

Xero accounting software offers unlimited users, 1,000+ integrations, and plans from $12-$65/month with user-friendly interfaces for growing businesses.

Article
What Is GAAP? A Guide to Generally Accepted Accounting Principles
By Jamie Johnson | April 29, 2025

GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.