Your free business.com+ membership unlocks exclusive tech deals and advisor support
Join Free
BDC Hamburger Icon

Menu

Close
BDC Logo with Name
Search Icon
Search Icon

Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

colleagues talking in front of a laptop
Article
What Is an Audited Financial Statement?
By Sally Herigstad | October 09, 2025

Audited financial statements are independent CPA evaluations costing thousands. They include balance sheets, cash flow, income statements, and equity changes.

GoDaddy logo
Review
GoDaddy POS Review and Pricing
By Skye Schooley | October 07, 2025

GoDaddy POS charges 2.5% per transaction with Smart Terminal hardware starting at $149. The system tracks sales with easy setup and payroll integration.

Article
SBA Loan Forgiveness for PPP, EIDL and 7(a) Loans
By Jamie Johnson | September 29, 2025

PPP loans are fully forgivable if requirements are met. EIDL loans advance up to $15,000 don't require repayment. Other SBA loans must be repaid in full.

Oracle NetSuite logo
Review
NetSuite Accounting Software Review and Pricing
By Mike Berner | September 24, 2025

Oracle NetSuite is a cloud ERP integrating finance, sales, supply chain, and HR tools. Pricing starts around $999 per month licensing plus $99 per user.

Review
SBG Funding Review
By Mike Berner | September 12, 2025

SBG Funding offers term loans up to $10 million with same-day funding, 600+ credit scores accepted, and flexible repayment terms for established businesses.

person working at a desk in a wheelchair
Article
What’s the Difference Between Net Income and Profit?
By Sally Herigstad | September 11, 2025

Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.

Review
Epos Now Review and Pricing
By Skye Schooley | September 10, 2025

Epos Now is a top point-of-sale (POS) system known for excellent integrations. Learn about Epos Now's features, limitations, pricing, support and more.

Article
Bookkeeper vs. Accountant: What the Differences Are & Why You Need Both
By Dachondra Cason | September 08, 2025

Understanding the distinction between accountants and bookkeepers can save your business a lot of money.

Article
Credit Card Payment Processing Rules and Laws You Need to Know About
By Jennifer Dublino | September 02, 2025

Credit card processing laws ensure secure payments by requiring PCI compliance, fraud prevention, and adherence to federal and state regulations.

person doing taxes
Article
Why Small Business Owners Should Think About Taxes Year-Round
By Sean Peek | September 02, 2025

Learn how to tackle taxes more effectively and get bigger deductions by folding tax plans into your overall business strategy.

Article
Is It Time to Hire a CPA?
By Max Freedman | August 29, 2025

CPAs cost $150-450 per hour and should be hired at business startup if affordable. They stay current on tax laws and make fewer errors than doing it yourself.

Article
How to Accept Credit Card Payments for Small Businesses
By Adam Uzialko | August 27, 2025

Accepting credit cards requires a payment processor like Square or Stripe, a merchant account, and hardware like POS terminals. Fees range from 1.5% to 4%.

ADP logo
Review
ADP Payroll Review and Pricing
By Jessica Elliott | August 15, 2025

ADP’s scalable plans and advanced payroll features make it the best payroll solution for growing businesses. Explore pricing, features and more.

Square logo
Review
Square Review and Pricing
By Mike Berner | August 15, 2025

Square is a top credit card processor with no fees, low rates and pay-as-you-go terms. Learn why Square is the best credit card processor for startups.

Review
ZarMoney Accounting Software Review: Pricing and Features
By Mike Berner | August 12, 2025

ZarMoney is a standout accounting solution with simple pricing and robust integrations. Learn why it's the best accounting software for report generation.

Review
Chase Payment Solutions Review
By Mike Berner | August 12, 2025

Chase Payment Solutions offers same-day deposits, customer analytics, and HIPAA-compliant InstaMed platform for healthcare providers to process payments.

Review
Fundbox Business Loan Review and Rates
By Mike Berner | August 01, 2025

Fundbox offers business lines of credit up to $150,000 with 12-24 week terms, 4.66% starting rates, and tech features like cash flow insights and mobile app.

Lightspeed logo
Review
Lightspeed POS Review and Pricing
By Skye Schooley | July 31, 2025

Lightspeed is a top POS system for retail businesses. Learn about its feature-rich software and advanced e-commerce, reporting and management tools.

North Payments logo
Review
North Payments Review
By Mike Berner | July 25, 2025

North Payments offers fast approval and easy setup for high-risk businesses, with free equipment, next-day funding and a user-friendly portal.

Article
Nonprofit Accounting: A Complete Guide to Accounting for Nonprofits
By Katharine Paljug | July 25, 2025

Nonprofit organizations have specific accounting regulations and requirements. Learn what nonprofits need to know about accounting.

Toast logo
Review
Toast POS Review and Pricing
By Skye Schooley | July 21, 2025

Toast is a top POS system with extensive restaurant features. Learn why Toast's online ordering functionality stands out in the restaurant POS system area.

Sage 50 logo
Review
Sage 50 Review and Pricing
By Mike Berner | July 18, 2025

Sage Business Cloud Accounting is a cloud-based accounting solution ideal for customizations. Learn how businesses can use Sage to customize integrations.

Review
Biz2Credit Review and Rates
By Mike Berner | July 17, 2025

Biz2Credit connects businesses to term loans up to $1 million and revenue financing to $2 million with 24-hour approvals and transparent, simple interest rates.

Man using a calculator for finances
Article
How to Apply a Break-Even Analysis to Your Small Business
By Simone Johnson | July 16, 2025

A break-even analysis helps you identify how much your business must sell to recoup costs. Learn how to use it to make smart decisions for your business.

Happy coworkers
Article
How to Save Thousands of Dollars With the Employee Retention Credit
By Lauren Kubiak | July 11, 2025

Under the legislation, eligible employers can claim a refundable tax credit that is equal to 70 percent of the qualified wages they pay employees.

Accountant using a calculator
Article
QuickBooks vs. Xero Comparison
By Mike Berner | June 27, 2025

QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.

person using a calculator to do accounting
Article
FreshBooks vs. QuickBooks Comparison
By Mike Berner | June 27, 2025

FreshBooks and QuickBooks are two of the best accounting software programs for small businesses. Here’s how they compare.

Quickbooks logo
Review
QuickBooks Online Review and Pricing
By Mike Berner | June 27, 2025

QuickBooks Online is an excellent small business accounting package. Learn about QuickBooks Online's features, like automation, security and integrations.

Review
Plooto Review
By Mike Berner | June 26, 2025

Plooto excels in payment automation with a 150,000-vendor network, but lacks full accounting features, a mobile app, and has limited integrations.

BusinessLoans.com logo
Review
BusinessLoans.com Review
By Mike Berner | June 26, 2025

BusinessLoans.com is a marketplace, not a lender, offering loans from $10K to $3M. Rates start at 9%, but funding can be slower than competitors.