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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

Latest: Advice, Tips and Resources in Finance

Article
Guide to Credit Card Processing Fees
By Jennifer Dublino | April 04, 2024

Most businesses must accept credit cards to succeed. Learn about the rates and fees involved with processing card transactions and how to negotiate fees.

Businesswoman with mobile phone in hand
Article
How to Accept Apple Pay
By Jennifer Dublino | April 04, 2024

Apple is a secure, contactless mobile payment method popular with consumers and businesses. Learn how your business can accept Apple Pay.

Article
Accounts Payable vs. Accounts Receivable: What You Need to Know
By Jamie Johnson | April 04, 2024

Accounts payable is money your business owes, and accounts receivable is money owed to you. Learn how accounts payable and accounts receivable differ.

Article
How to Accept Mobile Payments via SMS
By Jennifer Dublino | April 01, 2024

Accepting customer payments by SMS text can be quick and secure. Learn how to start accepting SMS payments and why this feature can improve your business.

Article
The SBSS Score Explained: What It Is and Why It Matters When Applying for a Loan
By Jamie Johnson | March 25, 2024

Your SBSS score matters when you're applying for a small business loan. Here's what you need to know.

Article
There’s a Fee for That: Pros and Cons of Surcharging Credit Cards
By Jennifer Dublino | March 25, 2024

Should you start surcharging to mitigate credit card processing fees? Learn the pros and cons of surcharging, as well as some alternatives.

Article
What Is a POS System? (And Other Common Questions Answered)
By Skye Schooley | March 12, 2024

You've been told you need a POS system, but how does one work, how can it benefit your business, and what are its advantages over a cash register?

Article
What Are Payroll Liabilities?
By Julie Thompson | March 12, 2024

Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.

Article
Accounting Cycle 101
By Dachondra Cason | March 11, 2024

The accounting cycle tracks a transaction until it's added to your company's financial statement. Follow this eight-step process to organize the data.

Article
What Is a Hard Money Loan?
By Simone Johnson | March 06, 2024

Hard money loans make sense for businesses that need fast capital or can't access other financing, but a payback plan is key for this type of lending.

Article
Business Loan Terms You Should Know
By Simone Johnson | March 06, 2024

When seeking a business loan for your small business, it's important to understand the terms banks use. Learn the most important business loan terms.

Article
Top Small Business Grants
By Simone Johnson | March 06, 2024

Small business grants are basically free money from federal, state or privately funded programs. Learn about small business grants and how to apply.

person working at a desk in a wheelchair
Article
What’s the Difference Between Net Income and Profit?
By Dachondra Cason | February 27, 2024

Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.

Article
How to Get the Best Credit Card Machine for Your Business
By Jennifer Dublino | February 14, 2024

You can choose from a variety of credit card machines with different capabilities and price points. Here are the best options.

Article
What Is GAAP? A Guide to Generally Accepted Accounting Principles
By Jamie Johnson | February 14, 2024

GAAP refers to a set of rules and standards used for financial reporting in the U.S. Learn how GAAP principles work and what they mean for your business.

Article
5 FreshBooks Alternatives
By Dachondra Cason | February 13, 2024

While FreshBooks is popular accounting software, others might work better for your company. Learn about some alternatives.

Article
The Risks Associated With a Personal Guarantee
By Jennifer Post | February 12, 2024

Many small business loans require the business owner to sign a personal guarantee. Learn about the risks of personally guaranteeing a loan.

Article
What Is a High-Risk Business Loan and What Industries Can It Help?
By Simone Johnson | February 08, 2024

If your company is considered too risky by traditional lenders, a high-risk business loan might offer financing options.

Article
How to Process Accounts Receivable: A Step-by-Step Guide
By Jamie Johnson | February 05, 2024

Learn how the accounts receivable process works and how accounting software can streamline your business’s ability to track and collect money owed.

Article
How to Accept Credit Card Payments Over the Phone
By Adam Uzialko | February 05, 2024

Accepting credit cards over the phone can help boost customer convenience and satisfaction. Learn methods for taking credit card payments over the phone.

Article
What Are the Benefits of POS Systems for Restaurants?
By Donna Fuscaldo | February 01, 2024

From tracking inventory to running promotions, restaurant POS systems bring numerous benefits. Learn about the top features of restaurant POS systems.

Article
How Much Does a POS System Cost?
By Jamie Johnson | February 01, 2024

Price is a key factor for many businesses when evaluating POS systems. Here’s what you might pay for a POS system and some good options to consider.

Article
4 Ways to Boost Your Balance Sheet
By Donna Fuscaldo | February 01, 2024

Want to improve cash flow or look good in the eyes of the bank or investors? Here's how to strengthen your balance sheet.

Article
How to Calculate Loan Payments
By Mike Berner | February 01, 2024

When considering accepting a business loan, it's important to develop a repayment plan. Learn about the calculation formula, amortization and more.

Article
How to Know an Investor Is Offering You a Good Deal
By Adam Uzialko | January 30, 2024

Before you sell equity, make sure the capital is well worth it. Here's how to spot a good investment deal.

Article
Types of POS Systems
By Sean Peek | January 25, 2024

From simple mobile payment processors to robust systems for larger enterprises, there are several POS options for businesses.

Article
Is a Free POS System Right for Your Business?
By Skye Schooley | January 11, 2024

Small businesses that must cut costs may consider a free POS system. Learn the benefits and limitations of free POS systems and some options to consider.

Article
What SMBs Need to Know When Choosing a Small Business Loan
By Mike Berner | January 03, 2024

Read what experts say about obtaining funding for a small business.

Article
The Best Business Grants for Women
By Kiely Kuligowski | January 03, 2024

Women-run businesses make up nearly half of all businesses, yet they're far behind in business funding. Learn about grants for women entrepreneurs to help close the gap.

Article
What’s the Difference Between a Grant and a Business Loan?
By Skye Schooley | January 03, 2024

Learn whether a grant or loan is better for your business, the different types of each, how to choose between them and the best loan providers.