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Business Finances

Your money matters, and our Business Finances hub can help you more effectively manage it. From securing funding and tracking revenue and expenses to bolstering cash flow, these resources can help you build a sturdy foundation for your fiscal house.

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Trending Financial Articles

Why Small Businesses Need Online Payment Apps
Fewer people are relying on cash and want to use different methods, like online payment apps, to purchase items.
Donna Fuscaldo
Donna Fuscaldo
From Collections to Repossession: A Timeline of Debt
Debt collection occurs in phases and, although it can seem overwhelming, there are options for relief.
Kiely Kuligowski
Kiely Kuligowski
Everything to Know About Business Checking Account Fees
Business checking account fees can eat away at your profits and affect your cash flow if you aren't careful. Before you choose a business checking account, make sure you know what fees it may charge.
Donna Fuscaldo
Donna Fuscaldo

Latest: Advice, Tips and Resources in Finance

Article
Alternative Lending: A Small Business Guide
By Donna Fuscaldo | November 06, 2025

Alternative lenders offer more flexible terms and faster approval and funding than traditional banks. Discover more about alternative loans.

Accountant using a calculator
Article
QuickBooks vs. Xero Comparison
By Mike Berner | March 10, 2025

QuickBooks and Xero are two of the most popular accounting software choices for small businesses. Here is how they compare.

person handing someone cash
Article
Differences Between an Angel Investor and a Venture Capitalist
By Will Jiang | March 10, 2025

To know which financing option is right for your business, it's important to understand the differences between angel investors and venture capitalists.

Article
Mobile Wallet Guide: Google Wallet vs. Apple Pay vs. Samsung Wallet
By Adam Uzialko | March 10, 2025

Compare Google Wallet, Apple Pay and Samsung Wallet to find the best mobile payment option for your needs. Learn about features, security and compatibility.

Article
Everything You Need to Know About NFC Mobile Payments
By Jennifer Dublino | March 07, 2025

Learn how to accept NFC payments for your business in this guide. Otherwise, you might lose sales if your customers use smartphones to pay for purchases.

Article
How to Improve Your Accounting Skills
By Jennifer Dublino | March 07, 2025

Mathematical skills can determine financial success. Whether or not it comes naturally, here are tips to sharpen your ability.

Article
PayPal vs. Merchant Account: What’s the Difference?
By Jennifer Dublino | March 06, 2025

As you expand the types of payment options available at your business, here are the pros and cons of two popular ways for customers to pay.

Clover logo
Review
Clover POS System Review and Pricing
By Jamie Johnson | March 05, 2025

Clover is an all-in-one POS system for restaurants, retail stores and service-based businesses. Learn more about Clover and how it works.

Article
Debt vs. Equity Financing
By Max Freedman | March 05, 2025

If you are considering debt or equity financing, it is important to know the pros and cons of each.

Article
Fixed and Variable Expenses: What Do These Terms Mean?
By Sammi Caramela | March 03, 2025

Find out the definitions and see examples of fixed, variable and mixed expenses. Read on to learn how to save on these costs.

Article
The Ever-Changing Landscape of Bots and Credit Card Testing
By John Canfield | March 03, 2025

Credit card testing fraud, driven by bots, is costly and damaging to SMBs and credit cardholders. Learn how to protect your business and customers.

Article
How to Apply for a Business Credit Card
By Dock David Treece | February 27, 2025

A business credit card has distinct advantages, like simplified accounting. Learn how to choose, apply for and qualify for a business credit card.

Article
What Is an Audited Financial Statement?
By Sally Herigstad | February 27, 2025

Learn what an audited financial statement is, why your business might need one, and how unaudited accounting reports differ.

Article
1099-MISC vs. 1099-NEC Tax Form Guide
By Julie Thompson | February 26, 2025

How do 1099-MISC and 1099-NEC tax forms differ? Learn the differences between 1099-MISC and 1099-NEC, which affect independent contractors and freelancers.

Article
How to Properly Use a Credit Card to Finance Your Small Business
By Ruth Hoffmann | February 25, 2025

Credit cards offer an effective way to fund a small business, but only if you pay off your balance each month and take advantage of the available perks.

Article
PayPal 1099: How to Report Self-Employment Income to the IRS
By Jamie Johnson | February 24, 2025

You have to report PayPal income to the IRS. Learn how PayPal tracks your income and how to fill out a PayPal 1099.

Article
Common Payroll Discrepancies and How to Fix Them
By Sean Peek | February 19, 2025

These are the most important steps you can take to prevent payroll discrepancies and, if they do occur, how to fix them.

Article
Credit Card Receivables Financing Guide
By Jennifer Dublino | February 14, 2025

Credit card receivables are a vital short-term financing source. Learn how to leverage your credit card receivables to get cash for your business quickly.

Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | February 12, 2025

Find out the circumstances under which employers owe employees retro pay, how it differs from back pay, the tax implications and how to calculate it.

Article
What Is the Triple Bottom Line?
By Paula Fernandes | February 11, 2025

The triple bottom line uses a sustainability-based accounting method that prioritizes people, profit and planet. Here's how businesses utilize it.

Quickbooks logo
Review
QuickBooks Online Review and Pricing
By Mike Berner | February 11, 2025

QuickBooks Online is an excellent small business accounting package. Learn about QuickBooks Online's features, like automation, security and integrations.

Article
How to Get Your Business Loan Application Approved
By Donna Fuscaldo | February 10, 2025

For the best chances of getting your business loan application approved, follow these steps: 1. Research lenders to discover the best ones for your business.

Article
4 Simple Steps to Valuing Your Small Business
By Russell Smith | February 10, 2025

Calculating your business's value accurately is crucial if you want to sell it or seek investors. Learn four steps for calculating your business valuation.

Article
Understanding PayPal Credit Card Fees
By Adam Uzialko | February 06, 2025

PayPal is an excellent credit card processing option for small businesses. Learn all about PayPal's transparent pricing and credit card fees.

Article
What Is General Ledger Accounting?
By Jamie Johnson | February 04, 2025

Maintaining a general ledger helps you gauge a business's financial health and avoid accounting mistakes. Learn what a general ledger is and how it works.

Article
Overhead Cost and How to Calculate It
By Dock David Treece | February 04, 2025

Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.

Article
What Are Merchant Cash Advances and Working Capital Loans?
By Max Freedman | January 30, 2025

Merchant cash advances and working capital loans are financing tools for business owners who need fast cash. Learn how they differ and their pros and cons.

Article
How Much Do Payroll Services Cost?
By Sean Peek | January 30, 2025

If you plan to outsource payroll, CPAs and payroll services are good options. Here's a look at what CPAs and payroll services offer and how much they cost.

Article
Guide to Employee Bonuses
By David Gargaro | January 29, 2025

Employee bonuses are any compensation paid in excess of an employee's base salary or hourly wage. Learn how to structure and implement employee bonuses.

Article
How to Accept Credit Card Payments: A Beginner’s Guide
By Adam Uzialko | January 29, 2025

Consumers expect companies to accept credit and debit cards and digital payments. Learn how to select a payment processor and start accepting credit cards.