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Finances

Learn how to manage your finances and get resources on financing your business needs from expert financial professionals.

Latest: Advice, Tips and Resources

Article
Everything to Know About Farm Equipment Loans
By Donna Fuscaldo | October 25, 2024

Farm equipment is costly, and for many in the agriculture industry, it's imperative to find affordable financing. Read our guide on farm equipment loans.

person handing someone a pile of cash
Article
How to Improve Your Small Business’s Cash Flow
By Sean Peek | October 23, 2024

Cash flow is critical for businesses, so managing it is key. Here's how to improve your business's cash flow situation.

Article
How to Calculate Gross and Net Pay
By Julie Ritzer Ross | October 23, 2024

In order to pay your employees correctly each pay period, you need to know how to calculate gross and net pay. Learn how to ensure your payroll is precise.

Article
Business Debt: How Much Is Too Much to Carry?
By Jamie Johnson | October 23, 2024

To start your business, you’ll need money and sometimes borrowing funds is fine. Without proper management and care, though, debt can become problematic.

Article
What Is SUTA Tax? How Do You Calculate It?
By David Gargaro | October 23, 2024

The State Unemployment Tax Act (SUTA) is a required payroll tax employers must pay. Learn what SUTA taxes are and how to understand, set up and pay them.

Article
How Is a Cash Flow Statement Prepared?
By Simone Johnson | October 17, 2024

Find out what to include in a cash flow statement, as well as its limitations and how cash flow is calculated.

Article
12 Accounting and Cash Flow Management Lessons From a CEO
By Catherine vanVonno | October 10, 2024

Learn the best practices for handling cash flow and other accounting issues. These useful tips and strategies will help you manage business finances.

Article
POS Reports Your Retail Business Should Be Using
By Donna Fuscaldo | September 30, 2024

With this guide, learn how a point-of-sale (POS) system can transform your business by increasing sales, maximizing results and reducing waste.

Article
A Guide to Payroll Forms
By Simone Johnson | September 05, 2024

Managing payroll forms is a necessary part of owning and running a business. Learn about the payroll tax and report forms business owners must understand.

Article
How Business Debt Consolidation Works
By Julie Thompson | July 30, 2024

Learn who should consider debt consolidation and what you need to know before deciding whether business debt consolidation is right for you.

Article
How the Self-Employed Can Make Roth IRA Contributions
By Jennifer Dublino | July 26, 2024

This guide explains how self-employed people can make Roth IRA contributions to save for their retirement.

Article
What Small Business Owners Should Know About Direct Deposit
By Simone Johnson | July 23, 2024

Direct deposit is popular among large employers, but what options exist for small businesses? Learn more about direct deposit, including the pros and cons.

Article
How to Do Payroll for a Small Business
By Matt D’Angelo | July 09, 2024

Learn how to run payroll for your small business's employees.

Article
How to Conduct a Payroll Audit
By Max Freedman | June 24, 2024

Payroll audits can be beneficial to your business. Learn how to conduct one with this step-by-step guide and get software recommendations.

Man using a calculator for finances
Article
In Pursuit of Profit: Applications and Uses of a Break-Even Analysis
By Simone Johnson | June 11, 2024

A break-even analysis helps you identify how much your business must sell to recoup costs. Learn how to use it to make smart decisions for your business.

person doing taxes
Article
Why Small Business Owners Should Think About Taxes Year-Round
By Sean Peek | May 09, 2024

Learn how to tackle taxes more effectively and get bigger deductions by folding tax plans into your overall business strategy.

Article
10 Ways to Reduce Operational Costs for Your Small Business
By Jennifer Dublino | May 02, 2024

Because small businesses operate on tight margins, sustaining a healthy profit is critical. Learn how to increase revenue and reduce expenses. 

Article
Unique Ways Small Businesses Can Increase Cash Flow
By Mark Fairlie | May 02, 2024

Looking to increase your small business's cash flow? Follow these tips to make sure you have enough liquid capital to keep growing.

Article
Medical Billing Process Step by Step
By Max Freedman | May 01, 2024

The medical billing process can be complicated. Follow this step-by-step process to ensure you do it correctly.

Article
Overhead Cost and How to Calculate It
By Dock David Treece | April 09, 2024

Overhead costs are expenses tied to things other than the production of goods or services. Here's how to calculate overhead.

Article
What is Payroll Reporting?
By Julie Thompson | April 02, 2024

Payroll reports list pay rates, hours, overtime, vacation, withholdings and more. Here's what your business needs to know about payroll reporting.

Article
The 8 Cheapest Franchises to Buy in 2024
By Sean Peek | April 01, 2024

Franchises are a good way to own and run a business without having to determine what to sell or how to market it. Learn about low-cost opportunities.

Article
What to Do if You’re Behind on Your Taxes
By Jennifer Dublino | March 14, 2024

Getting behind on your taxes can result in penalties, including liens and levies on your business. Here's what to do if you're past due.

Article
What Are Payroll Liabilities?
By Julie Thompson | March 12, 2024

Payroll liabilities are payroll-related fees your company owes. Learn payroll liability types, how they differ from payroll expenses, and how to pay them.

person punching numbers on a calculator
Article
Guide to Employer Payroll Taxes
By Julie Thompson | March 12, 2024

Understanding payroll taxes and deductions is critical for business owners. Learn how payroll taxes work and how to calculate payroll taxes.

person working at a desk in a wheelchair
Article
What’s the Difference Between Net Income and Profit?
By Dachondra Cason | February 27, 2024

Profit and net income are found on your company's income statement. Learn the difference between these financial terms and what they mean for your company.

Article
What Is Retro Pay?
By Danielle Fallon-O’Leary | February 14, 2024

Retro pay is when an employer makes up the difference between wages the employee should have been paid versus what the employee received.

Article
What Are Assets in Accounting and Business?
By Sean Peek | February 14, 2024

Assets refer to resources that can be converted into cash. Learn how assets work, the various types of assets, how to determine an asset's value and more.

Article
How to File Employee Payroll Taxes
By David Gargaro | February 14, 2024

This guide to filing payroll taxes can help any business with employees manage their payroll and meet their tax obligations.